Financial Behavior of the Russian Population: Regional Differences
https://doi.org/10.34023/2313-6383-2021-28-6-59-68
Abstract
The introductory part of the article specifies the aim and objectives of the study, reflecting some of the important outcomes of the interregional differentiation in the financial behavior of the population of individual Russian territories (in more detail – regions of the Far Eastern Federal District, FEFD).
The main section of the article identifies interregional differences in the financial behavior of the population of the considered regions of the country, including the FEFD territories, based on statistical methodology and using official statistics. The authors conducted a comparative interregional analysis of the structure of consumer spending, average per capita deposits, and public debt on loans granted by credit institutions for the period 2018–2020. Specific statistics show that the FEFD regions are experiencing a negative trend of accelerating the debt of the population to credit institutions.
The article concludes with outcomes of an interregional comparative analysis of the considered characteristics, reflecting the emerging negative trends in the financial behavior of the population, showing that parts of the eastern part of the country lag markedly behind the general trend in social and economic development.
Keywords
financial behavior of population,
social statistics,
consumer spending,
savings,
debt on loans,
Far Eastern Federal District
Supporting agencies: The study was carried out within the framework of research under the State assignment «Analysis of the Activities of the Population of Russian Regions in the Sphere of Financial Behavior, Dissemination of Information Technologies, Natural and Migration Movement» (No. 0165-2018-0005).
About the Authors
I. M. Shneiderman
Institute of Socio-Economic Studies of Population, Branch of the Federal State Budgetary Scientific Institution Federal Center of Theoretical and Applied Sociology of the Russian Academy of Sciences (ISESP FCTAS RAS)
Russian Federation
Russian Federation
Inna M. Schneiderman – Cand. Sci. (Econ.), Head, Laboratory of Socio-Economic Problems of Housing Policy
2, Nakhimovsky Prospekt, Moscow, 117218
A. V. Yarasheva
Institute of Socio-Economic Studies of Population, Branch of the Federal State Budgetary Scientific Institution Federal Center of Theoretical and Applied Sociology of the Russian Academy of Sciences (ISESP FCTAS RAS)
Russian Federation
Russian Federation
Aziza V. Yarasheva – Dr. Sci. (Econ.), Professor, Head, Laboratory for Studies of Behavioral Economics
32, Nakhimovsky Prospekt, Moscow, 117218
S. V. Makar
Financial University under the Government of the Russian Federation; National Research Ogarev Mordovia State University (MRSU)
Russian Federation
Russian Federation
Svetlana V. Makar – Dr. Sci. (Econ.), Associate Professor, Leading Researcher, Institute of Regional Economy and Interbudgetary Relations; Professor, Department of Physical and Socio-Economic Geography
2B, Bldg. 3, Tverskaya Str., Moscow, 125009
24, Sovetskaya Str., Saransk, 430000
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For citations:
Shneiderman I.M., Yarasheva A.V., Makar S.V. Financial Behavior of the Russian Population: Regional Differences. Voprosy statistiki. 2021;28(6):59-68. (In Russ.) https://doi.org/10.34023/2313-6383-2021-28-6-59-68
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