voprstatВопросы статистикиVoprosy Statistiki2313-63832658-5499voprstat-454Research ArticleМЕЖДУНАРОДНАЯ СТАТИСТИКАINTERNATIONAL STATISTICSАНАЛИЗ БАНКОВСКИХ КРИЗИСОВ И ФИНАНСОВОЙ СТАБИЛЬНОСТИ С ТОЧКИ ЗРЕНИЯ КОНЦЕПЦИИ НАЦИОНАЛЬНОГО БОГАТСТВАA NATIONAL WEALTH APPROACH TO BANKING CRISES AND FINANCIAL STABILITYФрекоОливьеFrécautOlivier

(г. Вашингтон, США)

Lead financial sector expert

(Washington, D.C.)

ofrecaut@imf.orgМеждународный валютный фондРоссияMonetary and capital markets department of the International Monetary FundRussian Federation201702032017026882Copyright © Фреко О., 20172017Фреко О.Frécaut O.Данная работа распространяется под лицензией Creative Commons Attribution 4.0.This work is licensed under a Creative Commons Attribution 4.0 License.https://voprstat.elpub.ru/jour/article/view/454

В статье рассматривается новый, дополнительный метод оценки и управления банковскими кризисами, возникающими из-за роста недействующих кредитов в корпоративном секторе. Он опирается на концепцию национального богатства, особенно в части распределения чистого богатства между секторами экономики и с учетом его связи с изменениями в банковском секторе.Указанный метод определяет возможности оптимизации ответных мер, основанных на интегрированном макрофинансовом анализе, как для предотвращения, так и для разрешения подобных экономических событий.

The article explores a different, supplementary way to assess and manage a particular type of banking crises, those arising from a rise of nonperforming loans to the corporate sector. It relies on a “national wealth approach”, focusing on the distribution of net wealth among economic sectors and its interaction with developments in the banking system. It identifies avenues for policy response optimization, based on an integrated macrofinancial analytical framework, both for the prevention and the resolution of these types of economic events.

нестабильность банковского секторанациональные счетаинтеграция макрофинансового анализаbanking sector distressnational accountsmacrofinancial analysis integrationReferencesAllen M. et al. A balance sheet approach to financial crisis. IMF Working Paper 02/210. December 2002.Allen M. et al. A balance sheet approach to financial crisis. IMF Working Paper 02/210. December 2002.Bloem A.M., Gorter C.N. The treatment of nonperforming loans in macroeconomic statistics. IMF Working Paper 01/209. December 2001.Bloem A.M., Gorter C.N. The treatment of nonperforming loans in macroeconomic statistics. IMF Working Paper 01/209. December 2001.Durant D. et al. Towards completing the picture of financial activity in national accounts. Paper prepared for the April 16, 2015, session of the IARIW - OECD special conference: “W(h)ither the SNA?”. Paris, 2015. Available at: http://www.iariw.org/papers/2015/durantetal.pdf.Durant D. et al. Towards completing the picture of financial activity in national accounts. Paper prepared for the April 16, 2015, session of the IARIW - OECD special conference: “W(h)ither the SNA?”. Paris, 2015. Available at: http://www.iariw.org/papers/2015/durantetal.pdf.EC, IMF, OECD, UN, World Bank. System of National Accounts 2008. New York, 2009.EC, IMF, OECD, UN, World Bank. System of National Accounts 2008. New York, 2009.Frécaut O. Indonesia’s banking crisis: A new perspective on $50 billion of losses. Bulletin of Indonesian Economic Studies, 2004, vol. 40, iss. 1, pp. 37-57.Frécaut O. Indonesia’s banking crisis: A new perspective on $50 billion of losses. Bulletin of Indonesian Economic Studies, 2004, vol. 40, iss. 1, pp. 37-57.IMF Statistics Department. The system of macroeconomic accounts statistics: An overview. Pamphlet series no. 56. IMF, Washington, D.C., 2007.IMF Statistics Department. The system of macroeconomic accounts statistics: An overview. Pamphlet series no. 56. IMF, Washington, D.C., 2007.IMF. Articles of agreement of the International Monetary Fund. Rev. 1993. IMF, Washington, D.C., 1993.IMF. Articles of agreement of the International Monetary Fund. Rev. 1993. IMF, Washington, D.C., 1993.Laeven L., Valencia F. Systemic banking crisis database. IMF Economic Review, 2013, vol. 61, iss. 2, pp. 225-270.Laeven L., Valencia F. Systemic banking crisis database. IMF Economic Review, 2013, vol. 61, iss. 2, pp. 225-270.

The authors declare that there are no conflicts of interest present.